It may seem early, but it’s only 128 days until Christmas. I know … I know … it’s 128 days.
But … if your life runs like mine, I’m going to blink and it will be Thanksgiving – or worse, Christmas Eve.
I have three simple tips today that I hope will help you take some early steps toward holiday spending. They are basic, but like most basic things – they are true.
1. Make a list of who you have to buy for. If money is tight, make a list of those that are necessary and put them in priority order if need be.
2. Set a spending limit for the entire list. Something like “We will spend $1,000 TOTAL on Christmas this year.”
3. Go back to the list you made for #1. Split up your spending limit and decide how much each person will be allotted. It’s hard to do, but you have to set a limit for each person.
4. Put the list with the spending limits in your purse and carry it with you at all times. As you see items on sale, purchase them (and remember where you hide them … that is my downfall!)
You’ll be finished shopping earlier AND you won’t break the bank!
Merry Christmas
* This post is part of a weekly segment on KSBJ Christian Radio. For more on segments featuring Stephanie Click, the Texas Money Mom, click here.
